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How customers rated this site

4.8

(Based on 24 reviews)

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About Upstart

Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.

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Upstart Reviews

RapidoVibe
RapidoVibe
Oct 21, 2025
Fastest way to consolidate debt.so easy

Speedy way to consolidate debt.so easy

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Alex
Alex
Oct 21, 2025
Fastest and easiest loan approval

Quicker and simpler loan approval, I’ve seen. Unlike other lenders, Upstart truly looks after what customers need and their deadlines every single time.

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Alex Rivera
Alex Rivera
Oct 21, 2025
This is a company that doesn’t aid in…
That place won't offer real help if you get laid off. Plain and simple. If you lose your job, expect every bad thing that comes with it, because they won't care at all. They'll tell you missing payments makes things worse when you're involuntarily out of work. They act like they hear you and pret... That place won't offer real help if you get laid off. Plain and simple. If you lose your job, expect every bad thing that comes with it, because they won't care at all. They'll tell you missing payments makes things worse when you're involuntarily out of work. They act like they hear you and pretend to help, but it's just talk and more waiting. Lol

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Daniel
Daniel
Oct 21, 2025
So I received the letter stating that I…
Out of the blue I got a notice saying I could get a personal loan. At first I shrugged it off and tucked the letter away until a money pinch came up, then I started the loan process with Upstart right away and, within one day of applying, I was approved. The whole thing moved along quickly and sm... Out of the blue I got a notice saying I could get a personal loan. At first I shrugged it off and tucked the letter away until a money pinch came up, then I started the loan process with Upstart right away and, within one day of applying, I was approved. The whole thing moved along quickly and smoothly. It felt easy and stress free.

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Sophie
Sophie
Oct 21, 2025
The process was quick and easy

That whole thing went fast and easy! A few minutes passed, and I felt a weight lift knowing I was approved really quickly!

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Ava Brooks
Ava Brooks
Oct 21, 2025
The loans are fast and secure and no…

Loans come quick, stay safe, and little hassle. They seem like a real company.

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Alex Carter
Alex Carter
Oct 21, 2025
super grateful

That was solid, I've been grinding to fix my credit after a rough financial stretch two years ago, and I got approved in just minutes!

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curiousshopper9
curiousshopper9
Oct 21, 2025
Great customer service

Helpful staff everywhere Smooth online experience Careful and thorough

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loyalbuyer77
loyalbuyer77
Oct 21, 2025
easy FAST approval

simple approval - back again with them

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Mira
Mira
Oct 21, 2025
Application and online process was very…

Signing up and using the online steps was quite simple. At one time I phoned and the agent was helpful.

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Emily Parker
Emily Parker
Oct 21, 2025
It was fast and easy

That was quick and simple

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David M.
David M.
Oct 21, 2025
Upstart offers a quick and easy way to…

Upstart gives a quick and simple path for getting personal loans with competitive rates

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Alex
Alex
Oct 21, 2025
This was the quickest process I've ever…

That was the fastest process I've ever had.

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Grace Nwankwo
Grace Nwankwo
Oct 21, 2025
Great help

Nice help, thank you

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Trevor
Trevor
Oct 21, 2025
The application process was so easy and…

Getting the loan was a breeze and simple. I needed a loan for surprise home repairs fast, and they came through for me. Done fast.

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Caleb
Caleb
Oct 21, 2025
Great service

Nice service. Kind folks.

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Luke
Luke
Oct 21, 2025
Good place to go

I am back for another loan with these guys and payments are late now

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David
David
Oct 21, 2025
Upstar was very way to deal with

That company was easy to work with! They helped when we really needed it. The whole process felt smooth.

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Clara
Clara
Oct 21, 2025
Was fast and easy

Was quick and simple. Would recommend to anyone.

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Grace Mason
Grace Mason
Oct 21, 2025
I backed out of several sites because…

I walked away from several sites because the need wasn't clear or explained. Upstart was clear, simple & not too nosy. The process went smooth and successful. A nice start to what I hope will be a solid partnership. That I really want.

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Jordan A. Patel
Jordan A. Patel
Aug 25, 2025
Life-changing, seamless experience

Upstart made the process simple and fast.

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Sarah L. Kim
Sarah L. Kim
Aug 12, 2025
Transparent, helpful and effective

From start to finish, Upstart walked me through every step. The rates were clear, the reps responsive, and the whole process felt tailored to my situation. Highly recommend.

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Alex D. Chen
Alex D. Chen
Jul 12, 2025
Solid experience, minor hiccups

Ordering was smooth and the support team was responsive. A small delay in one step kept me from a perfect score, but the issue was resolved quickly.

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M. Rivera
M. Rivera
Jun 22, 2025
Exceeded all expectations easily

Fast, friendly service and impressive results.

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